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LOAN PROGRAMS

With our diverse line of mortgage products,

we will find the right loan for you.

Whether you are looking for your dream home, or you want to lower your payment or term on your existing home, there are loan options to fit your financial goals.

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CONVENTIONAL

FHA

USDA

VA

We also offer MSHDA, Jumbo, Doctors loans, and many more. Give us a call to see what options are best for you! 

Heppner Team - Total Home Lending

1901 S. Euclid, Suite 6

Bay City, MI 48706

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Total Home Lending supports clients in every phase of their homeownership journey from first-time homebuyers to the most qualified move-up programs. Our clients receive top-rated service and personalized, quality attention. We offer a variety of loan options from Conventional, FHA, VA, Doctors, USDA/RD, Jumbo, MSHDA and more.

Company NMLS: 140012

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